Tag Archives: david bach

Weekend Reading Material

mortomI just finished reading “Mortom” by Erik Therme.  I am like…WOW.

When Therme contacted me about reviewing his book, it was for “Resthaven.”  But after I finished reading “Resthaven,” I was like…I have to read the other book.

Like “Resthaven,”  “Mortom” is a thrill ride all the way until the end.  Right when you are so wrapped up in the story and you’re really at the edge of your seat, you read the last words at the bottom of the page, turn the page and you’re looking at a picture of the author.

I swear to you, at the end of both books I did a “Nooo!  It can’t be over.”  That’s what he does.  He really hooks you in.  You’re at the edge of your seat and BAM!  The story is done.  You’re constantly thinking, ‘but what happened to…’  He does it to his readers every single time.

If you’re looking for something to read this Memorial Day weekend that’s filled with mystery, intrigue, edge of your seat…you have no idea what’s going to happen next…then this is your book.  It’s a quick read.  Try both.  I really enjoyed both books.  They are free if you are a member of Kindle Unlimited.

Mortom
Resthaven


Other things worth reading:

    • I’m obsessed with DIY stuff lately.  My friend introduced me to Scrapbook.com and let’s just say…the best thing about it are the free classes!  I just took the 8 Ways to Embellish with Lisa Andrews.  She gave me so many ideas that I never even thought about…including a new way to journal.
    • I am a huge David Bach fan.  I have been for years.  A few years ago, he sent me a free autographed copy of his book.  I was in heaven.  What I love about David is that he’s passionate about teaching people how to live rich by being smarter with their money.  He is getting ready to release his bestseller “Automatic Millionaire” with new updates.  Until the release, sign up for his email list.  He’s sending free downloads of his work.  I downloaded a free copy of his ebook “Finish Rich QuickStart System.”  He’ll be sending out free downloads of the “Automatic Millionaire” reboot soon.  So get your name on his mailing list!
    • How to Successfully Balance Your Side Hustle With Your Full-Time Job.  This is a great read for those who work full-time and have a side business on the side until the side business becomes a full-time gig.  What I love are the tips on managing your time.

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    • How to Stay Focused When Working From Home.  Something I’ve been learning a lot about lately is taking distractions away when I’m working at home.  It is a little difficult when you have a Maine Coon sitting right in your face when you are working at your desk.  I was working on a communion card last week and right as the glue was drying, Matthew Lucifer jumped up on the desk and sat right on the card, completely smearing the embossed picture.  He won’t move when he’s sitting in front of me while I’m working, so I’ve learned to just stop, give him some love for a few minutes, and then encourage him to take a nap on the sofa behind me or sit in the window.  Once that is done, I’ll have at least an hour to work before the next Maine Coon disaster begins.




    • Honey Chipotle Chicken Pizza With Goat Cheese.  Do I need to say more?  OMG. NOMNOM.
    • Looking Fly on a Dime.  I just recently came across this blog on my Twitter feed and I am in love.  I wish this site was around when I was in my 20s!  I love this shirt she found.  At first, she thought it was a dress!  Ends up it was a super long shirt…and a cool one at that.  I absolutely loved her $10 find.  I love how she pairs everything together.  This site is now an official PW bookmarked site!
    • 10 Tips from a Professional Organizer.  These simple tips are words to live by.   I’ve learned recently that there is no such thing as multi-tasking.  I watch people out on the street walking super slow looking at their phones, totally oblivious to what’s happening around them (like almost getting hit by a car).  Schedule out your day with little to no distractions.  Make sure you plan accordingly, including scheduling those few minutes of social media time.  If you don’t watch yourself, you’ll lose a lot of time and wonder where the day went.  You don’t want to be one of those people.  Being glued to your cell phone is no way to live.




Frugal Fridays: Earning Cash & Gift Cards

Want to earn some extra cash? Try these apps to earn gift cards toward purchases. Bonus: Free E-book from a Major Financial Adviser
Want to earn some extra cash? Try these apps to earn gift cards toward purchases. Bonus: Free E-book from a Major Financial Adviser

Want a way to earn a little extra cash and gift cards, especially for the holidays?  Here are a few apps I’m using to earn gift cards and credits towards Google Play.

Perk 

Perk comes with a few different apps you should download.  First, you’ll need to download Perk Wallet. This is the app that will serve as the source where you can pool all of your points together from the various Perk apps to use them towards gift cards or cash.  (Please note, as of now, there have been complaints about using the points to cash out, there are no complaints re: gift cards.  Until the issue with cashing out is resolved, use all Perk apps for gift cards only.)

After downloading the Perk Wallet app, you’ll need a few apps with which to earn points (green tokens) that you can save up to use towards gift cards.  There’s Perklinko, Perk Scratch & Win, Perk TV, and Perk Word Search to name a few.  My favorite is the Perk Scratch & Win.  All of the games are fairly simple to use.


In a get rich quick scheme world that we live in, many of you are going to be impatient and want to rack up as many points as you can as quickly as you can so you can get your rewards.  Don’t waste your time doing this.

My strategy has been to play each day until I reach 50 points.  After that, I turn off the game, because I have better things to do.  The goal is to save the points to use at Christmastime, so I’m not in any rush to get anything now.  It’s the equivalent of putting a little bit of savings away for the holidays.  That’s roughly 1500 points a month…maybe more if I hit a jackpot of 100-1000 points (which has happened).

PROS: Win points to cash in for prizes.  Easy to use.  Games can be a lot of fun.  Good way to come up with some extra money to purchase holiday gifts.

CONS: Takes a long time to rack up enough points for a good prize. Cash out has a lot of issues (stick to gift card option).  A lot of ads.

BONUS: Get 50 bonus points when you sign up to PERK by using the code: 75c0b672.


Surveys

Google Opinion Rewards is a good way to rack up some money to use toward purchases on Google Play.  It’s great to use towards games, books and movies.  All you have to do is take surveys as they become available.  You are only rewarded a few cents each time, but it can quickly turn into enough money to purchase items at Google Play.  In the first week of using the app, I was able to generate a little over $10.

PROS: Free money to use towards Google Play.  Surveys are short.

CONS: Only awarded a few cents per survey.  Takes a while to rack up enough money to purchase items on Google Play.

The Panel App is a good way to earn points for gift cards by taking short surveys.  You can save up your points towards gift cards, or you can use the points towards sweepstakes for bigger prizes.

PROS: Free gift cards.

CONS: Takes a while to accumulate points.


BONUS: FREE E-Book

My favorite financial adviser, David Bach, is now coming out with an updated version of his book “The Automatic Millionaire.”  BUT good news!  You can get it for free on his site.  Even if you’ve read it already, you can also download a free copy of his e-book “Finish Rich Quickstart System.”  It’s a good way to refresh your finances.

In all honesty, I think the last time I refreshed my financial records was the last time I read “The Automatic Millionaire.”  This little refresher is a good reason to go through and update your financial records, reassess your goals, and plan for your future.  Things have changed since the last book, especially for me, so this was a nice refresher.

HINTS

The trick to all of these apps is to remember that this is like creating passive income.  It will take a while to earn those gift cards.  But keep at it.  Spend a few minutes a day on each app and then turn it off.  Take the surveys as they come up.  If an app isn’t working for you, try something else.

For those using the Perk Scratch & Win, the trick to winning coins and points faster is to use the scratch off that costs the most (1,000 coins per game).  You win bigger in those games.  If you’re low on coins, play the free scratch offs (one of the three that is for gift cards/prizes).  Play until you get enough coins and then switch to the bigger payout scratch offs.

On Sundays, Google Play tends to offer a lot of surveys.  It won’t always alert you, so go into the app and right above the dollar amount that shows your Google Play credit, it will say there are surveys available.  Just keep clicking until there are no more.  I earned $9 one Sunday over the course of 5 minutes.

Also another major hint: try and share the apps.  You get more points when you share and others join.